How does one get a credit card in Nigeria

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Posted by mikeng on April 17, 2006 at 07:19:25:

Hi, i've been using the internet for some time now and it's like most of the good stuff are only available for those with credit card like mastercard, visa e.t.c. I've been wondering, how does one get a credit card in Nigeria, and the one that works too?
Do credit cards actually work for those living in Nigeria?

Follow Ups:


  1. Posted by felucci on April 17, 2006 at 07:26:36:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Many Nigerian merchants now offer credit cards for their clients. You could check with GTN resources at Opebi,
    website: http://www.gtn-ng.com
    Or you could also check with Standard trust bank now UBA plc ; http://www.ubaplc.com

  2. Posted by Flow on August 04, 2006 at 12:07:57:

    In Reply to: Re:Credit card in Nigeria posted by felucci on April 17, 2006 at 07:26:36:

    @felucci, does the credit card offered by GTN carry a US address? And are there any hidden charges?

  3. Posted by felucci on August 19, 2006 at 03:42:52:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    It does carry a us address and the charges you have to pay is a $20 set up fee plus, i guess a monthly $1 service fee. You could equally get a credit card from www.graphcard.com

  4. Posted by Ralphx on June 17, 2006 at 14:59:43:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    But you can get prepaid cards with a U.S.A billing address and with your own name. You may visit their website @ www.gtn-ng.com.
    Gtn resources is not that slow, at least 3 days and your card is ready

  5. Posted by marks on October 17, 2006 at 11:44:39:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    What are your requirements for a Credit Card account? what are your terms and conditions as well as the scope of use?
    Thanks.

  6. Posted by felucci on October 28, 2006 at 15:15:20:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    The requirements for getting a credit card is simple. For instance to get it at GTN Resources, all you need is:
    - Your cash or dollar equivalent
    - Your name

    * Remember that you will be charged at a price higher than the actual amount on the card for you to get the virtual card. I guess it's their fee.

    For further information, contact them at the address below:

    3rd Floor,
    54 Opebi Road,By Salvation B/Stop opp. Salvation Road Opebi,
    Ikeja,
    Lagos State,
    Nigeria.
    West Africa.

    P.O.Box 2958,
    Sabo,
    Yaba,
    Lagos State,
    Nigeria.
    West Africa.

    Tel:- 234- (1)7207840, 7937840, 8130162, 234- 8033010036, 8033076014, 8023680466
    Email:- info@gtn-ng.com,
    Website: www.gtn-ng.com

  7. Posted by yinka on January 18, 2007 at 07:07:14:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    ineed a credit kard
    in nigeria i stay at 13 adeshina

  8. Posted by Jeke Ifeanyi on May 12, 2007 at 12:38:22:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    I am a graduate , based in Suleja, Abuja. I want to purchase a credit Card

  9. Posted by Adams on June 30, 2007 at 14:59:10:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    I am an undergraduate i need a creditcard

  10. Posted by israel on July 02, 2007 at 10:02:15:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    this is avery good opportunity.please meke it more available for all categories of people.

  11. Posted by blaze on July 15, 2007 at 17:14:56:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    i need a credit card for business purposes

  12. Posted by pastor elisha on July 06, 2006 at 10:15:35:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    could you please help me get credit card,?

  13. Posted by Ralphx on July 16, 2006 at 12:42:57:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Graphcard also allows online payment. You can get your visa card through them.

    got to www.graphcard.com

  14. Posted by Oge on September 13, 2006 at 05:55:29:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Credit cards are readily available nowadays through banks in Nigeria and for Nigerians. Only i don't know if these cards are accepted worldwide like paying for goods on Uk merchant websites. Try going to Ecobank

  15. Posted by Ozed on October 29, 2006 at 09:41:32:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    I got this from their website:
    MasterCard is the fastest growing provider of payment solutions all over the world, and FirstBank has been a principal member of MasterCard International since 1991. FirstBank MasterCard holders in Nigeria will enjoy efficient services worldwide backed by the Bank's solidity, advanced technology and the cover of MasterCard International.
    Features of the FirstBank MasterCard

    A standard MasterCard branded secured credit card
    Magnetic-stripe PIN enabled card with a life span of 2 years
    Acceptable locally and globally on POS terminals, ATMs and the Internet: wherever MasterCard logo is displayed
    The card will have a minimum credit limit of $500 and a maximum limit of $10,000
    Limits will be in multiples of $500
    It will be secured by a 125% cash collateral
    Benefits of the FirstBank MasterCard

    Worldwide acceptability
    Easy access to funds
    Access to credit facility
    Reliable and efficient
    Convenient and portable
    Very safe
    How do I get a FirstBank MasterCard?

    Its very easy to get a FirstBank MasterCard, just visit the nearest FirstBank branch and ask for the FirstBank MasterCard signup forms. The requirements for getting a FirstBank MasterCard are listed below

    A domiciliary account with FirstBank
    Evidence of income
    Minimum deposit of $625

    http://www.firstbanknigeria.com

  16. Posted by Ralphx on November 14, 2006 at 04:00:51:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Going through all their protocols can be a real pain in the neck. Personally i don't like their services at First bank

  17. Posted by felucci on November 29, 2006 at 03:19:19:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Passport USA, a fully Nigerian company with its operational headquarters in the United States of America has introduced an online shopping solution that allows consumers to purchase goods from any of the over three million online shops in the U.S. and have the goods delivered to their doorsteps in approximately four days.
    They currently have a working arrangement with Zenith Bank to issue these debit cards which will help you make instant purchases online and have your goods delivered to you in Nigeria.

  18. Posted by engrharry on February 17, 2007 at 04:50:19:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    i need a credit card which i can use for my online transaction

  19. Posted by Femi solomon on July 13, 2007 at 00:43:06:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    I need a credit card urgently for my online transaction

  20. Posted by DANIEL on October 18, 2007 at 12:27:36:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Please i want this credit card for a very important assignment

  21. Posted by Igwe Stephen on March 06, 2008 at 22:31:26:

    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:


    what wiil it take me to get a credit card in naija. i need one for buying domain names and web hosting

  22. Re: How does one get a credit card in nigeria

    Posted by Craig on October 07, 2008 at 09:54:33:
    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    It's probably better to get a credit card from Zenith bank. This is equally accepted online for most payments

  23. Re: How does one get a credit card in nigeria

    Posted by Philip on October 07, 2008 at 09:55:08:
    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Good news then. Wait till their costs go down

  24. Re: How does one get a credit card in nigeria

    Posted by Oshiyemi Brown on October 07, 2008 at 09:57:48:
    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    I got my non personalized $100 credit card from intercontinental bank for $125. I've been using it to register domain names and for online subcriptions for digital goods. It works but not for ATMs in Nigeria

  25. Re: How does one get a credit card in nigeria

    Posted by Orizu on October 27, 2008 at 18:39:07:
    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    i think it depends on the bank where you got your credit card. If you check the mastercard website, you'd see that the only atms that accept credit cards in Nigeria arre those of Zenith bank's but i think you should be able to use any other bank card on those atm's for a fee since it's not their bank.

  26. Re: How does one get a credit card in nigeria

    Posted by Fifty on February 19, 2009 at 04:23:00:
    In Reply to: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    All it takes is for you to have some of that hard dollars to put in your account. Nigerian banks don't want to accept naira from customers to fund a dollar credit card. They would want you to get the dollars first before getting the card.

  27. Re: How does one get a credit card in Nigeria

    Posted by Sunday on June 26, 2009 at 00:54:57:
    In Reply to: Re: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    How much will is cost now to get $100 from the black market?

    Re: How does one get a credit card in Nigeria

    Posted by Felix on June 26, 2009 at 00:56:44:
    In Reply to: Re: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Probably about N17000 or more.

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    In Reply to: Re: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

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  30. Re: How does one get a credit card in Nigeria

    Posted by micheal on July 24, 2009 at 13:32:42:
    In Reply to: Re: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    i will like to get a credit card

  31. Re: How does one get a credit card in Nigeria

    Posted by akinyemi rotimi on August 17, 2009 at 03:57:05:
    In Reply to: Re: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    i need a credit card,how can i get it?

  32. Re: How does one get a credit card in Nigeria

    Posted by on December 05, 2009 at 08:05:48:
    In Reply to: Re: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    I need credit card which I can use to fund paypal account

  33. Re: How does one get a credit card in Nigeria

    Posted by on April 08, 2010 at 01:37:29:
    In Reply to: Re: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    Getting credit card is easy but getting a card that works internationally is the problem.call me for a guide..07032533214

  34. Re: How does one get a credit card in Nigeria

    Posted by on July 30, 2010 at 05:02:33:
    In Reply to: Re: How does one get a credit card in Nigeria posted by mikeng on April 17, 2006 at 07:19:25:

    GTN still offers Virtual card, and their card works, especially with the Foreign IP software that they have.

    They are still in Opebi, 54 Opebi Road, Ikeja.


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  2. Credit card in Nigeria
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